Land Tool

Cash Rent vs. Buy Land Analyzer

Compare annual ownership cost, rent expense, break-even timing, and long-run wealth differences.

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Parcel size (acres)

Land price ($/acre)

Current cash rent ($/acre/year)

Down payment (%)

Interest rate (%)

Loan term (years)

Expected land appreciation (%/year)

Property taxes ($/acre/year)

Crop revenue assumption ($/acre/year)

Alternative investment return (%)

NPV outputs discount annual net cash flows at the alternative return rate.

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Annual Cost to Own $0.00 / acre

Annual Cost to Rent $0.00 / acre

Monthly Mortgage Payment (Total) $0.00

Break-Even Year (Buy vs Rent) N/A

10-Year NPV Cost (Own vs Rent) $0.00 | $0.00

20-Year NPV Cost (Own vs Rent) $0.00 | $0.00

Opportunity Cost of Down Payment $0.00 / acre/year